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Clint Crowe
Kim Freshwater
Crowe Realty

770-630-8394
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Blog: Mortgage Information

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Kim Freshwater, REALTOR®
Associate Broker
110 S Harkness St
Suite A
Jackson GA
770-630-8394
kim@crowerealtyga.com 

Testimonials

Kim Freshwater recently assisted my mother with finding and purchasing a home. We presented multiple challenges. My mother lived in Texas and I wanted her closer to me in Georgia as she is in her golden years. Moving is never easy but mom's age made me very concerned as I did not want this too  stressful on her. Mom was visiting Georgia for a week in late March and wanted to find the home prior to traveling back to Texas. After the initial visit and inspection, we planned to do everything else electronically. Kim was wonderful. Kim researched what my mother's home currently looks like and made suggestions based on what she was used to. Kim was available every step of the way. She was very attentive. She always let us know the next step. She was present for the inspection and any other visits required to the home prior to the purchase. Of course, she was also great with me as I had to sign via power of attorney and never did this before. After the close, Kim went above and beyond and even assisted me with finding a fence contractor to secure the yard for my mother's dogs. I would highly recommend Kim Freshwater. She was knowledgeable of the area and was everything we wanted and needed in an agent. She always looked out for us and was available to answers questions in a timely manner. Kim made sure mom purchased a home she wanted and would be happy in. Rest assured, if you choose Kim, you will not regret the decision. mari bradford
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